Buy A Home
For most of us, a home is the single biggest purchase in our lives. The enormity of the financial transaction aside, finding the right home to fit our particular needs and wants is no easy undertaking. Just as you wouldn't buy a car, computer or camcorder without doing some research into various models and prices, you shouldn't consider purchasing a home without some expert advice and guidance. Though some people may think of using the services of a Realtor only when selling their homes, a Realtor can be invaluable when buying one as well.
For instance, a Realtor can help you determine how much home you can afford based on your financial situation, help you get prequalified for a loan, and even inform you about available financing options. A Realtor also is an expert on the neighborhood, and can provide detailed information about schools, transportation, local taxes and community characteristics.
Using a Realtor means gaining access to homes listed in Multiple Listing Service (MLS), an important marketing tool used by Realtors to inform other Realtors about available properties. That means a Realtor can give you information about a wide range of available homes from which to choose. When it comes to finding out if you're paying too much, a Realtor can provide you with market analyses, comparing asking and selling prices of homes in the neighborhood. Finally, a Realtor can serve as the liaison between you and the seller, bringing to the table negotiating expertise and knowledge about required disclosures and the housing market.